Complete Pre-payment of Citibank Unsecured Loan
For loans scheduled, it is possible to shut your loan account in complete; can be done therefore any right time following the very first 12 months as your loan scheduling. For loans scheduled prior, you are able to shut your loan account in complete any time after the very very very very first 6 months of the loan scheduling.
Partial pre-payments could be made post the initial year of one’s loan scheduling. To create re re re payments in complete, you will need to phone our 24×7 CitiPhone helpline.
Partial Pre-payment of Citibank Unsecured Loan
You could prepay an integral part of the outstanding stability for the loan susceptible to the following conditions:
- You have got compensated your loan EMIs for at the very least 12 consecutive months since your loan scheduling date.
- Your prepayment quantity is the same as no less than 2 EMIs and no more than 5 EMIs.
Which will make part pre-payment, you’ll want to phone our 24×7 CitiPhone helpline. As soon as you inform the financial institution of one’s intention to prepay, the financial institution will think about your request and verify the sum that is final meet the criteria to prepay. After making the pre-payment, you will need to carry on repaying the EMIs that is subsequent per the payment routine provided by the financial institution. The partial pre-payment facility can be acquired when in year.
The date that is due the payment of EMIs will be 1 st each and every thirty days, after the thirty days of Loan disbursement. re re re Payment directions will probably be presented from 1 st of each thirty days. We nonetheless donРІР‚в„ўt cost any payment that is late just in case the re re re re payment is delayed.
How can I discover how much is outstanding to my loan?
If you are a preexisting Citibank on line Banking client, you will see your overall loan stability on line, nonetheless please be conscious that this isn’t always your settlement that is final figure.
Instead, to learn the balance that is outstanding your private Loan simply phone our 24×7 CitiPhone helpline. They will be in a position to provide you with the many information that is recent your loan.
How frequently will we be given a declaration?
Statements are given annual in the 31st of March and mailed to your most present target offered to us. If you want a declaration given every other time, just e mail us on our 24×7 CitiPhone helpline figures supplied right right right here or make use of your Citibank Online IPIN (available on demand) to gain access to your personal bank loan Account and acquire your bank balance.
wemagine if I have significantly more concerns?
If you’re Citibank client, be sure to use the ‘online question’ center to create to us. If you should be maybe perhaps perhaps not just a Citibank Consumer, please phone our 24×7 CitiPhone helpline numbers supplied right here.
Willing to submit an application for your loan?Click 4 Call.
- Unsecured Loan Application
- Papers Required
- Private Loan РІР‚вЂњ Loan Agreement
- Personal Loan РІР‚вЂњ Provider Conditions And Terms
- Private Loan РІР‚вЂњ Most Critical Terms and Conditions
- Private Loan РІР‚вЂњ Standard Stipulations
Stipulations use. Issuance of loan reaches the discretion that is sole of, N A. Citibank reserves the ability to ask for almost any extra papers from the applicant.
Citibank reserves the best, whenever, with previous notice to add/alter/modify/ modification or differ some of the stipulations or even change them, wholly or in component.
+ please be aware that the Click 4 Call solution is present just. This center is certainly not available on nationwide vacations and significant Public vacations.
*The last loan amount, rate of interest and loan tenure relevant will soon be susceptible to eligibility, per Citibank’s credit processing requirements.
**Instant call straight straight right back solutions on SMS can be obtained just. If you’re perhaps not on Aircel/Airtel/Vodafone/Idea, deliver the SMS. Stipulations use.
^Timelines mentioned include only business days. Timelines pointed out would commence when the whole paperwork as per Citibank’s needs are submitted by the applicant.
# client can combine stability of no more than 2 charge cards and 2 loans that are personal. Client can avail a debt consolidation reduction loan all the way to Rs. 15 Lakh. The loan that is final and interest price relevant is supposed to be at the mercy of eligibility, depending on Citibank’s credit processing requirements.
## Partial pre-payment is permitted after year of loan tenure. Consumer can work out this just once in year. Client has to pay in numerous of EMIs. Component amount that is pre-payment be just as much as 5 months EMI amount and the least 2 month EMI amount. When it comes to amount that is exact client has to phone CitiPhone.